Arryved Capital is a program we’ve launched in partnership with our provider, Parafin. It offers you, our merchants, fair and convenient financing to manage your short-term cash flow needs and make investments to grow your business. Payment is based on a fixed percentage of your Arryved POS sales – there are no hidden charges, recurring interest, or prepayment penalties.
Please note that this offering is only available to our merchants transacting through Arryved Pay.
Eligibility is limited to select merchants with a sustained sales history through Arryved Pay. If you aren't eligible today, once you grow your Arryved Pay sales, you might become eligible in the future. Parafin is continuously re-evaluating which merchants qualify for the program based on sales performance.
The total payment amount of your Arryved Capital offer includes just two things: the amount of the offer and the one-time capital fee. No hidden or late fees at any time.
The capital fee is a service fee for accepting a cash advance from our financial partner, Parafin. Each offer includes a capital fee based on the offer size, duration, and business performance. This fixed fee is combined with the advance amount into one receivable and does not change after acceptance.
For example, a $10,000 offer might have a $750 capital fee, making the total repayment amount $10,750.
No need to come up with the capital fee upfront; it’ll be dispersed across your payments.
No, you cannot have multiple advances at the same time or modify an existing advance. However, once you’ve nearly completed payments on an existing advance, you may be eligible for another offer if you meet the eligibility requirements.
Simply continue business as usual, and our partner will automatically collect a percentage of your daily sales from your bank account and put that toward your payment. You will see two separate transactions in your bank account: (1) a credit related to your Arryved sales and (2) a debit related to the payment of your advance (which will show up as “Arryved Capital”).
Payments are based on a fixed percentage of sales, so there is no fixed term.
The estimated duration is simply an estimate of how long it will take you to pay, there’s no extra fee if it takes you longer than expected.
No, Arryved Capital doesn’t affect your credit score. There are no credit checks, and we don’t require a personal guarantee for your business to get an offer.
Parafin is a business financing provider focused on supporting small businesses. Arryved has partnered with Parafin to offer funding to Arryved merchants. All financing is governed by Parafin terms and conditions.